See the chart below for the minimum insurance levels your vehicle must possess based on the type of vehicle you own and the vehicle’s seating capacity (as per TLC rule unless otherwise noted).
Vehicle Type
|
Seating Capacity
|
Minimum Insurance Levels
|
Commuter Van
|
1-7 passengers
|
$100,000 per person $300,000 per occurrence CSL $50,000 property damage $50,000 PIP (NYS requirement)
|
8-20 passengers
|
$500,000 per occurrence CSL* $50,000 property damage $50,000 PIP (NYS requirement)
|
Note: *Pursuant to Section 370(1) of the Vehicle and Traffic Law