Get Free Financial Counseling


Client at an NYC Financial Empowerment Center speaking with a counselor

NYC Financial Empowerment Centers provide FREE one-on-one professional financial counseling and coaching to support you in reaching your goals. Work with our counselors to:

  • Create a budget.
  • Establish or improve credit.
  • Set up a spending plan.
  • Open a safe and affordable bank account.
  • Contact lenders about debt, including student loans. Learn more about student loans at
  • Develop a strategy to reduce debt or lower payments.
  • Access emergency government resources.
  • Separate personal and business finances.
  • And much more!

Book an appointment online and create/login to your Financial Empowerment Portal account. OR Call 311 to book an appointment.

Additional Marketing Materials and Programs

NYC Financial Empowerment Center logo in green
NYC Financial Empowerment Center Brochure
NYC Financial Empowerment Centers provide FREE one-on-one professional financial counseling and coaching to support you in reaching your goals. Financial counseling is free and confidential, regardless of income or immigration status. Download our Financial Empowerment Center brochure in 11 languages.
New Yorkers in an apartment building. Text, Ready to Rent: FREE Financial Counseling. FREE Application Assistance
Ready to Rent Flyer
Ready to Rent helps New Yorkers prepare to apply for affordable housing by providing free one-on-one financial counseling and assistance with affordable housing applications. Download flyer in English | Español (Spanish) | العربية (Arabic) | বাংলা (Bengali) | 繁體中文 (Chinese - Traditional) | Français (French) | Kreyòl Ayisyen (Haitian Creole) | 한국어 (Korean) | Język Polski (Polish) | Русский (Russian) | ردو (Urdu)

Strengthen Your Credit Score campaign ad with coach holding stopwatch while trainee does sit up crunches
When It Comes to Money, We Could All Use a Coach Sometimes
In June 2018, DCA launched "When It Comes to Money, We Could All Use a Coach Sometimes" public awareness campaign to help shift the stigma associated with money and debt so people will take the steps necessary to improve their financial health just as they care for their physical health. Learn more about the campaign.
Let's talk money ad for financail counseling at Workforce1 Centers
NEW! Financial Counseling for Workforce1 Customers
DCWP’s one-on-one financial counseling services are available at SBS’s five main Workforce1 Career Center Hubs in each borough. Starting a job search or a new job? We can help. Get free financial counseling to create a budget, deal with debt, open a safe and affordable bank account, and repair your credit. Book an appointment online or call 311 and say "Workforce1."
Are You a TLC Driver? Have a hard time paying your bills? Feeling stressed? You have options. The City can help.
Taxi and Limousine Drivers
You have options if you are having a hard time paying bills and experiencing stress, depression, and anxiety, including NYC Financial Empowerment Centers, NYC Well, and ActionNYC. Download information in English (Updated 10/23) | Español (Spanish) (10/2018) | عربي (Arabic) (10/2018) | বাংলা (Bengali) (10/2018) | 中文 - 简化字 (Chinese - Simplified) (10/2018) | 中文 - 繁體字 (Chinese - Traditional) (10/2018) | Français (French) (10/2018) | Kreyòl Ayisyen (Haitian Creole) (10/2018) | 한국어 (Korean) (10/2018) | ਪੰਜਾਬੀ ਦੇ (Punjabi) (10/2018) | Русский (Russian) (10/2018) | ردو (Urdu) (10/2018)

Let us Set You Up for Financial Success Poster
The City is Here to Support Our Small Business Owners
87% of small business owners rely on their personal credit scores to get the loans they need to grow their business. NYC Financial Empowerment Centers offer free financial counseling to help you improve your credit so you can access the resources you need. Download flyer in English and Español/Spanish.
JobsPlus Logo in Color
Jobs-Plus is a public housing-based employment program designed to increase the level of earnings and employment among residents of public housing. The program saturates targeted developments with job and career support, rent-based and other financial incentives that "make work pay," and community organizing activities that support a culture of work. Jobs-Plus aims to increase earning and employment outcomes not merely for residents who directly receive program services, but for whole public housing communities. Learn more.
You Can Ad Campaign
In June 2014, DCA launched "You Can..." public awareness campaign, featuring real New Yorkers who took control of their finances with help from the City's free Financial Empowerment Center. Read their stories.