Commuter Card

The NYC Commuter Card is a stored value card linked to your Edenred Commuter Benefits account. Stored value means you can use your NYC Commuter Card only up to the amount you currently have stored in your Edenred Commuter Benefits account; it is not unlimited. On pay day, your commuter benefits account gets funded by your payroll deductions that you assign according to your monthly commuting needs. For 2025, deductions up to $325 per month are pre-tax and over $325 per month are post-tax.

You will need to activate your card before you begin using it.

Features of the NYC Commuter Card include:

Tap and Go: Speed up your payment experience at OMNY terminals and avoid waiting in line at vending machines with the Tap and Go contactless feature.

Digital Wallet Compatibility: Add your card to your mobile phone's digital wallet to pay at OMNY readers.

Transit and Parking Flex: Enjoy interchangeable transit and parking funds.

The Edenred Commuter Benefits website contains a list of where the Commuter Card will work.

The Commuter Card plan offers two options:

Commuter Card – No Admin Fee

• The $132.00 monthly pre-tax payroll deduction is a preset deduction equivalent to the cost of the MTA 30-Day Unlimited Ride MetroCard.
• The $1.50 monthly administration fee is paid for by the City. This is a taxable fringe-benefit.
• The one-time $2.50 fee to issue you the card, and the $2.50 fee to replace a lost, stolen, or damaged card, are post-tax deductions.

Commuter Card – Unrestricted

• Monthly pre-tax payroll deductions can be any amount up to $325. Amounts exceeding $325 per month are taken post-tax.
• The monthly administrative fee of $1.50 is a $1.25 post-tax deduction and a twenty-five-cent taxable fringe-benefit.
• The $2.50 fee to issue you the card, and the $2.50 fee to replace a lost, stolen, or damaged card, are post-tax deductions.

If you are also enrolled in the Park-N-Ride plan, you can choose to have both benefits available on the same card. Your transit plan and your parking plan will be funded to your Commuter Card separately, but the deduction amount going to each of the plans must be the same. These two funds will be maintained separately; transit funds cannot be used for parking services and parking funds cannot be used for transit purchases.

Use the Edenred Calculator to calculate your estimated savings.

Learn more by reading the Commuter Card FAQ.