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Attention Retirees - Medicare Part B & IRMAA Reimbursements

Medicare Part B Reimbursement

2023 Medicare Part B reimbursements will be issued beginning with the third week of April 2024.

Please check your bank account/statement (or the mail, if you are receiving a physical check).

Learn more about Medicare Part B Reimbursement

IRMAA 2023 Reimbursement 

Medicare-eligible retirees and their Medicare-eligible dependents can submit an IRMAA application if they paid above the standard amount of $164.90 per month ($1,978.80 annually). If you did not pay more than the standard amount then you are not eligible for IRMAA. 
IRMAA 2023 annual reimbursements will be issued during the 3rd week of October 2024.  

Learn More about IRMAA Medicare Part B Reimbursement

View the IRMAA FAQs

IRMAA Medicare Part B Reimbursement Application (for 2023, 2022 & 2021)

Empire BlueCross BlueShield Name Change

Effective January 1, 2024, Empire BlueCross BlueShield will become Anthem Blue Cross and Blue Shield. There is no change to your benefits coverage.
The name change is as follows:
Empire Blue Access Gated EPO will change to Anthem Blue Access Gated EPO 
Empire EPO will change to Anthem EPO
Empire Medicare Related will change to Anthem Medicare Related
Empire Mediblue Freedom (PPO) will change to Anthem Medicare Preferred (PPO)
Please note that we are in the process of updating the name change throughout our website and on all documents. Please check back periodically.

August 11, 2023 - Retiree Health Benefits Changes: The Aetna Medicare Advantage PPO Plan

There is no Opt-Out or Waiver deadline in effect due to an injunction issued by the court.

Learn More

Information and update regarding the $15 co-pay for the GHI/Empire BlueCross BlueShield Senior Care plan

Information and updates regarding plan benefit changes for the GHI CBP plan

Important Notice


Retirees can speak with a Client Service Representative between 10am and 4pm, Monday through Friday, except holidays, by calling (212) 513-0470.  Additional staff have been added to assist callers.

The Health Benefits Retiree Client Service Walk-in Center is open for in-person meetings on Wednesdays only, by appointment only. It remains closed to walk-in visitors. To make an appointment to meet with a Client Service Representative call (212) 513-0470. Appointments will be available on a first-come, first-served basis.

Please submit inquiries and documents as follows:

1) Forms and documents can be submitted electronically through LeapFILE.

  • Before you begin, you may wish to view instructions and a short video on how to submit your forms/documents.
  • When you are ready, use the following link to submit your forms and documents:
  • Please do NOT submit your form/document more than once. This will only delay processing.
  • You will immediately receive notification stating "Success! Your file has been received" upon completion of your document upload.  You will not receive a separate email confirmation.
  • Please allow 30-45 days from the day you submit your document(s) for them to be processed. Coverage will be retroactive to the effective date of retirement.
  • Also, please do not send forms or documents via express mail.

2) Forms and documents can be mailed to:

NYC Office of Labor Relations
Health Benefits Program
22 Cortlandt Street, 12th Floor
New York, NY 10007

3) Inquiries and questions can be emailed to: - do not send forms through email (see #1 and #2 above)

4) For questions regarding the PICA prescription drug benefit program please call 1-800-467-2006.

5) If you are a HIP-HMO member turning 65 or on Medicare due to a disability, please contact HIP at 1-800-447-9169 to enroll over the phone. Please identify yourself as a City of New York retiree or dependent of a retiree. For all other members enrolled in a HMO plan, please contact your health plan at the customer service numbers on the back of your ID card.

Please note that active employees can contact NYCAPS Central by: 

1) Phone - (212) 487-0500 

2) Email -

Please check our website periodically for updates.

Download Adobe Scan to convert your documents into PDFs. Use your smart phone or tablet camera to take a picture of your paper form and Adobe Scan will convert it to a PDF. Adobe Scan mobile app is available for iPhone and Android.


Through collective bargaining agreements, the City of New York and the Municipal Unions have cooperated in choosing health plans and designing the benefits for the City’s Health Benefits Program.

Coverage for Employees 65+

If you're over 65, still working for the City and enrolled in the NYC Health Benefits Program, do not use your Medicare card when you visit your doctor's office. Instead, be sure to use the member ID card provided to you by your current HBP health plan.

These benefits are intended to provide you and your eligible dependents with the fullest possible protection that can be purchased with the available funding.

The OLR website and the NYC Health Benefits Program Summary Program Description (SPD) provide you with information about your benefits under the New York City Health Benefits Program. 

Health Plan Websites

Use the links below to visit your health plan where you will be able to find an in-network doctor, urgent care center, lab or pharmacy.

  • GHI CBP AnthemGHI CBP Anthem
  • MetroPlusMetroPlus
  • DC 37 Med TeamDC 37 Med Team
  • CignaCigna
  • Anthem Non-Medicare Blue Access Gated EPOAnthem Non-Medicare Blue Access Gated EPO
  • Anthem Non-Medicare EPOAnthem Non-Medicare EPO
  • Anthem Medicare Preferred (PPO)Anthem Medicare Preferred (PPO)
  • Anthem Medicare-RelatedAnthem Non-Medicare Preferred (PPO)
  • Aetna EPOAetna EPO
  • Aetna PPO-ESAAetna PPO-ESA
  • HumanaHumana
  • ElderplanElderplan
  • AvmedAvmed
  • United Secure HorizonsUnited Secure Horizons
  • BCBS of FloridaBCBS of Florida
  • VytraVytra

Note for GHI-CBP Members: Hospitalization coverage for GHI CBP is underwritten and administered by Anthem BlueCross and BlueShield. View the Anthem Directory of participating NY, NJ, CT hospitals*

*Provider information contained in the Anthem BlueCross and BlueShield Directory is updated on a regular basis and may have changed. Therefore, please check with your provider before scheduling your appointment or receiving services to confirm participation.

Form 1095-C for Calendar Year 2023

Form 1095-C is a tax form under the Affordable Care Act ("ACA") which contains information about your health care insurance coverage. Form 1095-C is distributed to all full-time employees working an average of 30 hours or more per week, for all or part of the calendar year. For information about Form 1095-B, please contact your health care provider directly. The 1095-B will include all dependent information.

Please note that the 1095-C for the calendar year 2023 will be available for employees in February 2024. Please check Employee Self-Service (ESS), if applicable, in order to obtain the Form 1095-C, or contact your payroll department.

Please note: The 1095-B is issued directly from the health plan. If you have questions about your 1095-B, please contact your health plan directly.

Learn more about Form 1095-C

Tier 6 Member Vesting Update

On April 9, 2022, Governor Hochul signed Chapter 56 of the Laws of 2022 relating to the New York State budget for the 2022-2023 state fiscal year. Part TT of the 2022-2023 Budget Bill amended the Retirement and Social Security Law (RSSL) to lower the minimum number of years required for Tier 6 members to vest for service retirement from 10 years to 5 years of credited service.

IMPORTANT: Eligibility for Retiree City Health Benefits has NOT changed by the above Part TT of the Budget Bill. Pursuant to the Section 12-126 of the NYC Administrative Code and New York City Health Benefits Summary Program Description, below summarizes enrollment eligibility for City Health Benefits as a retiree:

  1. You have at least ten (10) years of credited service as a member of a retirement system maintained by the City or the Department of Education (if you were an employee of the City on or before December 27, 2001, then you must have at least five (5) years of credited service as a member of a retirement system maintained by the City);
  2. You have at least fifteen (15) years of credited service as a member of either the Teachers’ Retirement System or the Board of Education Retirement System if you were an employee of the City or the Department of Education appointed on or after April 28, 2010, and held a position represented by the recognized teacher organization on the last day of paid service. Where this paragraph and paragraph (1) both apply, this paragraph controls.
  3. During the minimum period of credited service required for eligibility under paragraph (1) or (2) above, or at the time of separation from employment with the City or the Department of Education, you were working regularly for twenty (20) or more hours a week and eligible for City health benefits as an employee of the City or the Department of Education.
  4. You receive a pension check from a retirement system maintained by the City or the Department of Education.

View  the New York City Health Benefits Program Summary Program Description (SPD)

24/7 Telemedicine Program with Teladoc

(For Those Covered Under the EmblemHealth GHI-CBP, GHI HMO, HIP HMO, HIP POS, and VYTRA plans)

With Teladoc, you can talk with a doctor within minutes rather than days or hours. Teladoc doctors can diagnose, treat and prescribe medication (when medically necessary) for non-emergency medications. This includes treatments for the flu, sore throat, allergies, stomach aches, eye infections, bronchitis, and much more. Copays are waived during the COVID outbreak. To set up your account now so you can talk with one of Teladoc’s board-certified doctors anytime when you don't feel well, call 1-800-Teladoc (1-800-835-2362) or visit

View the Teladoc Registration Guide for instructions on setting up your account on Teladoc’s website or mobile app.

List of Health Plans

Listed are the non-Medicare Health Plans offered by the New York City Health Benefits Program to its employees and non-Medicare retirees.  View the List of Health Plans


Aetna EPO
Anthem EPO 
Anthem Blue Access Gated EPO 
CIGNA HealthCare 
DC 37 Med-Team (DC 37 members only) 
GHI-CBP/Anthem Blue Cross Blue Shield
HIP Prime POS 
MetroPlus Gold 
Vytra Health Plans 

View the Summary of Benefits and Coverage (SBC) for each Plan.