Human Resources Administration-Office of Citywide Health Insurance Access311Search all NYC.gov websites
NY State of Health
What is NY State of Health?
The NY State of Health Marketplace is a website that offers public and private health insurance options for individuals/families and small businesses. Financial help is available to lower the cost of coverage. The NY State of Health is mainly for:
- People who don't have insurance through a job or Medicare
- New Yorkers under 65
- New York Small Businesses with 100 or fewer employees
New Yorkers can use the NY State of Health regardless of immigration status. Learn more about options for Immigrants.
Five Key Facts about NY State of Health
- Financial help is available to help you pay for insurance.
Download What are Premium Tax Credits?
Download Cost-Sharing Reductions Available in NY State of Health - All plans cover 10 "essential health benefits," like hospital and doctor visits, maternity and newborn care, and prescription drugs.
- You can compare plans side-by-side. Learn more about How to Pick a Plan
- You can Find In-Person Help to enroll. Help is free. You can get help in many languages.
- You can apply online, in-person, or over the phone.
How to Enroll
Online
NY State of Health Marketplace for Individuals and Families
NY State of Health Small Business Marketplace
By Phone
Call: 855-355-5777
TTY: 800-662-1220
In-person
When to Enroll
Enroll Anytime
You can apply for Medicaid, Child Health Plus and the Essential Plan any time of year. Small Businesses can enroll in health insurance any time of year.
Open Enrollment
Open enrollment is November 1 – January 31. Private insurance is only available during this time, unless you have a certain life-changing event.
Special Enrollment Periods
If you have a life-changing event, you may qualify for a special enrollment period to sign up for health insurance. For example:
- Becoming pregnant or having a baby
- Getting married, or entering into a domestic partnership
- Losing your health insurance
- Losing a job
- Moving to New York or from County to County
- Changing your immigration status