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Insurance Options

New York City residents have more options than ever for quality, affordable health insurance. Health insurance plans pay for medical care such as:

  • Doctor visits
  • X-Rays and Lab Tests
  • Prescription Drugs
  • Mental and Behavioral Health Services
  • Immunizations
  • Hospital Care
  • And more...

You may qualify for no-cost and low-cost health insurance options. Financial help is available.


Free or very low cost insurance for New Yorkers with low income.

Learn more about Medicaid 

Child Health Plus

Affordable health insurance for children, regardless of income or immigration status.

Learn more about Child Health Plus

Essential Plan

Free or low cost insurance for adults with low income who don't qualify for Medicaid.

Learn more about Essential Plan

Private Insurance/Qualified Health Plans

Insurance plans available on the NY State of Health Marketplace (financial help is available) and directly from insurance companies.

Learn more about private insurance/qualified health plans

Family Planning Benefit Program

Free and confidential family planning services for adults and teens who qualify.

Learn more about the Family Planning Benefit Program

Family Planning Extension Program

Continued family planning services for women who don't qualify for Medicaid after having a baby.

Learn more about the Family Planning Extension Program


Federal health insurance program for people who are 65 and older, or who are living with certain disabilities.

Learn more about Medicare


Federal law that allows certain individuals and families to temporarily continue the coverage they had through a job.

Learn more about COBRA

Small Business

Small businesses can offer insurance to their employees through the NY State of Health (a tax credit may be available) or off the Marketplace.

Learn more about small business insurance offerings