Financial Empowerment

Access to safe, affordable financial products and services can help immigrants move forward financially.

New York City's Financial Empowerment Centers  provide FREE one-on-one professional financial counseling and coaching to support you in reaching your goals. Work with counselors to:

• Create a budget.
• Establish or improve credit.
• Set up a spending plan.
• Open a safe and affordable bank account.
• Contact lenders about debt, including student loans. Learn more about student loans at nyc.gov/StudentLoans
• Develop a strategy to reduce debt or lower payments.
• Access emergency government resources.
• Separate personal and business finances.
• And much more!

New Yorkers can get help preparing and filing taxes through different sites located around the City or online. Trained staff members can also help determine eligibility for the Earned Income Tax Credit or the New York City Child Care Tax Credit.

For more information about financial empowerment services, visit the New York City Office of Financial Empowerment website or call 311.

Business Owners

NYC Small Business Solution Centers

Small Business owners can get free help, including financial assistance, legal advice, help with obtaining permits/licenses, and more through the NYC Department of Small Business Services.

The NYC Department of Small Business Services offers free services at their network of Workforce1 Career Centers to prepare and help New Yorkers to find jobs. SBS can help  prepare for an interview, résumé building, and connect employers to workers