Student Loan Help

Save On College and Simplify Student Loan Debt Payments

Do you have student loan debt? Or are you saving for your or your child’s education? DCWP’s Student Loan Assistance Program in partnership with Summer — a leading company that helps borrowers across the country navigate student loan repayment options — can help navigate student loan options. Resources include:

Digital platform that will recommend the most affordable monthly repayment plan option,
Scan your application for over 120 loan assistance and forgiveness programs,
Real-time updates and expert support on fast-moving student loan news and developments,
College planning tools for parents and guardians,
Services and assistance for residents in default and/or forbearance,
Services and assistance for residents with private student loans, and
Access to Summer’s team of trained experts for one-on-one counseling via multiple support channels (including email, in-app messaging, and text), available from 9 AM to 6 PM Monday through Friday (note: responsive via email within 48 hours in off-hours).

Learn more about the free resources today!

Note: If you are an employee of the City of New York with student loans, access the NYC Summer portal for more information on wiping out your student loan debt!

More Student Loan Help

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Important Information Regarding the 2026-2027 FAFSA

The 2026-2027 FAFSA form opened on October 1, 2025, with new rules requiring students to complete identity verification to qualify for financial aid. This applies to first-time title IV applicants, immigrant students and those flagged for additional review. The new process aims to improve security and speed up access to financial aid. More updates can be found on the student aid FAFSA support website.

Important Information Regarding SAVE Plan

Following a federal court injunction, the Department of Education (ED) announced that interest on federal student loans in the SAVE Plan began accruing on August 1, 2025. According to ED, these changes are part of their compliance with legal rulings that block provisions of the SAVE Plan, including the 0% interest rate previously applied to some borrowers. Borrowers are responsible for making monthly payments that include accrued interest and principal. ED encourages SAVE borrowers to begin transitioning to legally compliant repayment plans. Borrowers are encouraged to enroll in an existing IDR plan (e.g. Pay As You Earn (PAYE) or Income Contingent Repayment (ICR)). Borrowers can compare repayment options using the Loan Simulator and access updated guidance at StudentAid.gov/courtactions.

Learn How to Avoid Student Loan Distress

Student Loan Forgiveness Programs

If you have ever worked for a government or 501c3 organization, you may be eligible for federal loan forgiveness programs. Depending on your profession, you may also qualify for state repayment assistance programs.

Advocacy Work to Help Student Loan Borrowers