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Health Care Options
In NYC, access to health care is a right. All New Yorkers have health coverage options they can enroll in, no matter your immigration status or income. GetCoveredNYC is here to help you enroll in a plan that works for you. Our Specialists speak over a dozen languages and are here to make health care easy for you.
If you need health insurance, GetCoveredNYC Specialists are here to help you navigate the process. Contact GetCoveredNYC to get started!
Depending on your eligibility, some coverage options may include:
- NY State of Health Essential Plan: this is a free or low-cost insurance plan for adults with low incomes who don't qualify for Medicaid.
- Qualified Health Plans: Qualified Health Plans are available on the NY State of Health Marketplace and directly from insurance companies. These private insurance plans follow the rules set by the Affordable Care Act, which include covering essential health services and meeting certain standards of cost sharing. Financial help is available to make these more affordable.
- NYC Care: If you don't qualify for or can't afford health insurance, you can get NYC Care. NYC Care isn't health insurance, but it's a coverage plan that helps you get affordable medical care at New York City's public hospital system.
- Child Health Plus: This is New York State's health insurance plan for kids under 19. Depending on your family's income, your child may be eligible to join either Children's Medicaid or Child Health Plus. How much you have to pay for this affordable plan also depends on your income.
- Employer or School-Sponsored Plan: Many employers offer health insurance to employees, often at a reduced rate. Talk to your HR department about your options. If you're a student, you might be able to get health insurance through your college or university.
- Medicaid: Depending on how much money you make, you might qualify for Medicaid, which is a public health insurance for people with low incomes.
- Medicare: Though Medicare is most commonly known as a public health insurance for people at least 65 years old, other people who could qualify include those with disabilities or end-stage renal disease.
If you do not qualify for health insurance or can't afford it, our Specialists can connect you to other options like NYC Care, which isn't health insurance, but an access to care program through NYC Health + Hospitals. NYC Care helps you get affordable medical care at New York City's public hospital system.
Affording your health coverage:
- Premium Tax Credits: There are tax credits available for health coverage that is purchased through the NY State Marketplace. These tax credits make private health insurance more affordable for those who qualify.
- NYC Care: If you don't qualify for or can't afford health insurance, you can get NYC Care. NYC Care isn't health insurance, but it's a coverage plan that helps you get affordable medical care at New York City's public hospital system.
- Medicare Savings Programs: Medicare Savings Programs help pay for Medicare costs. If you make $2,260 or less, you may qualify for a Medicare Savings Program! Medicare Savings Programs may be used to help pay for your Medicare Part A (hospital insurance) and Part B (medical insurance) premiums, deductibles, coinsurance, and copayments.
Contact GetCoveredNYC for help finding a health care plan that fits your budget.