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IMPORTANT NOTICE

On December 7, 2025, DCWP’s online services will be unavailable from 3:00 a.m. to 11:00 a.m. We apologize for any inconvenience.

Get Free Financial Counseling

female financial counselor advising a man



NYC Financial Empowerment Centers provide free, confidential, personalized guidance to support you in reaching your goals.



Work with our professional financial counselors to:

  • Create a budget
  • Improve your credit
  • Save for your future
  • Deal with debt like student loans
  • Separate personal and business finances
  • Open a safe and affordable bank account

You must be at least 18 and live or work in NYC. Income and immigration status do not matter.

Click the button below or call 311 to book your Financial Empowerment Center appointment.

Book Your Appointment

Have questions before booking an appointment? Read our Talk Money FAQ.

Did you know we collaborate with other sister agencies to offer financial counseling services? Learn about our programs.

In addition to offering free financial counseling at NYC Financial Empowerment Centers, DCWP aims to empower New Yorkers to achieve financial health through our innovative programs, including Financial Literacy for Youth and Free Tax Prep services. We also offer resources such as SafeStart and information on navigating student loans.

If you are an organization and would like to share information about our Financial Empowerment Centers: