Free Checking Accounts

City of New York employees, as well as NYCHA, DoE, and NYC Health + Hospitals employees, can benefit from Free Checking with Direct Deposit. The account features may include:

  • NO monthly fees
  • NO overdraft option for debit card purchases or ATM withdrawals
  • NO or LOW minimum balance requirements
  • FREE online banking and bill pay
  • FREE in-network ATM withdrawals

To qualify, you should be enrolled in Direct Deposit and have a checking account in one of the participating banks listed below. In a participating bank you can open a new account or convert an existing one to a Free Checking.

The participating banks have all you need to open or convert an account and to sign up for Direct Deposit. Stop by in any branch to learn more about Free Checking with Direct Deposit.

Participating Banks

Each of the banks listed below is offering Free Checking with Direct Deposit, BUT offers vary. Check out the offers and select the one that's right for you. Get more information about the offers for each financial institution by clicking on the links provided.