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Business Express
Identify City, State and Federal permits, licenses, and incentives that apply to your business by answering a series of questions Identify City, State and Federal permits, licenses, and incentives that apply to your business by answering a series of questions Apply online for City permits, licenses, certifications and registrations for your business Browse a list of permits, licenses, and incentives alphabetically or by agency
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For additional information about a specific permit, license, tax, or incentive, please call 311 and ask for the issuing Agency.

For assistance using NYC Business Express, visit our Help page, email us, or call 311 and ask for NYC Business Express.
Employee Disability Coverage

 
- General Information
- Links
- Contact Information
- Disclaimer
General information [back to top]  
Agency:
Workers' Compensation Board (STATE)
Description:
New York State (NYS) requires employers to provide disability benefits coverage to employees for an off-the-job injury or illness.

The law provides for the payment of cash benefits to employees who have become disabled because of injuries or sicknesses that have no connection to their employment, and for disabilities arising from pregnancies. The law allows, but does not require, an employer to collect contributions from its employees to offset the cost to provide this benefit.

Employers can obtain disability benefits coverage through a private insurance carrier or the NYS Insurance Fund; being self-insured; or being legally exempt from having to obtain disability benefits coverage. There are limited situations where businesses are exempt from providing disability benefits coverage.
Links [back to top]  
Contact Information [back to top]  
Workers’ Compensation Board Disability Benefits Bureau
100 Boradway
Menands, NY 12241
Phone: (800) 353 3092

Website: www.wcb.state.ny.us
Disclaimer [back to top]  
This page gives general information only. To start or run your business, you may need more information about City, State and Federal laws. If you do not comply with all laws and rules you may have to pay fines and you may lose your licenses or permits. This loss may be temporary (suspension) or permanent (revocation). You may also be subject to other penalties allowed by law.

This information is not legal advice. You can only obtain legal advice from a lawyer. For more information or help:
• Contact the issuing agency, using the contact information above
• Visit 311 online
• Call 311 (or 212-NEW-YORK if outside New York City)
 


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