The Fund's Long-Term Disability (LTD) Insurance provides partial protection to active employees in the event of loss of earnings due to total or partial disability extending beyond six months.
After six months of total and continuous disability, members are eligible to receive up to 66 2/3%* of pre-disability salary with a minimum of $150 and a maximum of $5,000 per month.
In addition, if a Fund member is certified as disabled under the LTD program and his/her City health coverage ends (for reasons other than reaching the maximum benefits available under the health plan), MBF may extend basic City health coverage, MBF Superimposed Major Medical Plan, and Dental and Vision Care Benefits on behalf of both the member and his/her eligible dependents.
* Claimants covered under MetLife will remain at 50% of pre-disability basic monthly earnings.
Please refer to the Fund Booklet for complete details of coverage and limitations.
See the Long-Term Disability Insurance FAQ
Download this section of the Fund Booklet (PDF)
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