The Group Universal Life (GUL) Insurance provides life insurance coverage at affordable group rates and offers members an opportunity to set aside sums of money in a Cash Accumulation Fund (CAF), which earns tax-deferred interest*. Active members under age 70 are also eligible for Accidental Death & Dismemberment Insurance coverage.

GUL is optional and is paid for entirely by member contributions.

The insurance is portable so long as the group contract is in force and once you have enrolled as an active member, can be continued at group rates into retirement or when membership in the Fund ends for any reason.

GUL is insured with Prudential Insurance Company of America. Additional information and assistance can be obtained by calling Prudential's customer service center at (800) 562-9874.

* Prudential Life Insurance Company establishes the CAF interest rate for each calendar year. The rate is guaranteed never to be less than 4%.

Please refer to the Fund Booklet for complete details on the Group Universal Life Insurance Plan.