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Long-Term Care (LTC) Program
Program Information>Covered Services


Contrary to common belief, most health insurance plans do not cover long-term care services.  The following is a list of services that are covered by the LTC Program.

Covered Services

  • Nursing home (skilled, intermediate and custodial care in a licensed nursing home or Alzheimer’s facility)
  • In-patient hospice care
  • Voluntary initial care advisory visit
  • Assisted living facility (or Alzheimer’s facility)
  • Home care services
    • Services from a licensed home care agency for: R.N., L.P.N., L.V.N., home health aide, physical, respiratory, occupational and speech therapy, homemaker services, social worker, social worker from an agency
    • Care from a nurse (R.N., L.P.N., L.V.N.) or a licensed therapist who is unaffiliated with a licensed agency
    • Adult day care
    • At-home hospice care
    • Ongoing advisory services
  • Respite services (21 days per calendar year): Services can be provided at home, in a nursing home, or in an assisted living facility
  • Informal Care (unlimited number of days)
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