Through collective bargaining agreements, the City of New York and the Municipal Unions have cooperated in choosing health plans and designing the benefits for the City's Health Benefits Program.

This Summary Program Description (SPD) provides you with a summary of your health benefits under the New York City Health Benefits Program.  This information was developed to help you to understand your benefits and responsibilities under the New York City Health Benefits Program. 

For your convenience the Summary Program Description Booklet is available for download.  You can view and/or print the entire Summary Program Booklet (50+ pages) or specific section(s) you are interested in.