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Flexible Spending Accounts Program
MSC Premium Conversion > Mid-Year Changes

Enrollment in the Premium Conversion Program remains in effect during the Plan Year and your status cannot change unless an approved Qualifying Event occurs mid-year.

Similarly, employees who waived enrollment in the Premium Conversion Program may enroll mid-year only if they incur a Qualifying Event listed below:

  • A change in family status such as marriage, divorce, annulment or legal separation;
  • The death of a participant, spouse, or dependent;
  • The birth or adoption of a child who will be the participant's dependent;
  • The attainment of the maximum age for coverage of a dependent child;
  • The participant becomes divorced and is required under court order to provide health insurance coverage for eligible dependent children;
  • A choice of another carrier (e.g., resulting from a move out of an HMO service area);
  • A participant has a change in title which necessitates a change in health plan (e.g., Med-Team participants must be DC-37 members; Metropolitan participants must be HHC employees);
  • The start or termination of employment (benefits) of participant or participant's spouse for any reason including retirement;
  • A change in spouse's coverage that is significant and outside the spouse's control (e.g., due to termination of employment or benefit reduction);
  • A spouse has a change in employment status that results in a change for health insurance coverage (either acquiring or losing eligibility for coverage);
  • A change in employment status from part-time to full-time, or vice-versa, by the participant or the participant's spouse;
  • The taking of, or returning from, an approved unpaid leave of absence by the participant or the participant's spouse;
  • An increase in the employee's health insurance contribution amount by more than 20%.
Note: Participants will not be allowed to make changes inconsistent with the Qualifying Event.

Download the MSC Premium Conversion Program Enrollment/Change Form (PDF)
Read the MSC Premium Conversion Program FAQ


Employee Assistance Programs (EAPs)
EAPs are staffed by professional counselors who can help employees and their eligible dependents handle problems in areas such as stress, alcoholism, drug abuse, mental health, and family difficulties.

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