Office of Financial Empowerment
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Bank Accounts



OPEN A BANK ACCOUNT
A safe, easy way to manage your money - and earn some interest - is to put your money in a bank account.
The benefits of opening a bank account
Quick tips on how to manage your bank account

BANKING SERVICES
In addition to offering New Yorkers with low incomes free or low-cost savings accounts, banks also provide many services to reduce the cost of managing money.  Learn about the different services available to meet your needs. 
Open a checking account
Learn about ATM service
Learn about online banking
Get tips on how to avoid unnecessary banking fees

Saving Money and Banking in the Big Apple
We Are New York is a TV series created to help people learn English by featuring storylines about real-life situations. In the Love and Money episode, the advantages of opening a bank account are highlighted. The City recently launched the NYC SafeStart account which features no overdraft or monthly fees, to provide all New Yorkers with a safe and affordable savings account. 
Learn about opening a NYC SafeStart bank account
Learn more about We Are New York and watch the full episode of Love and Money