Office of Financial Empowerment
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Get Tools

In this section access printable and online resources you can share with your clients.    

Interactive Tools

Financial Education Network (FEN) Directory

OFE’s FEN Directory is online, in 311, and in print, making the services of more than 70 providers easily accessible to all New Yorkers.

  • Keeping your listing up-to-date in the FEN directory is the best way to promote your services. Not sure how to update? Contact us

  • Are you interested in listing your services in the FEN Directory? Join the Network 

  • Use the FEN Directory to:
    • Find classes for your clients or look for a provider to come to your location to provide financial literacy workshops.
      Select “Customized Services” in the Program Type option.
    • Find trainings for your staff.
      Select “Service Providers” in the Target Group option.
    • Find services for YOUTH or ENTREPRENEURS.
      Select “Children,” “Young Adults,” or “Entrepreneurs” as the Target Group option.
    • Find services for HOMEOWNERS.
      Select “Homeownership” or “Foreclosure Prevention” as the Program Topic option.


  • Benefit Calculators
    The Social Security Administration offers different calculators to help consumers estimate potential benefits and plan for retirement.

  • Calculators from
    BankRate has calculators for mortgage, auto, credit card, home equity, investment, retirement, savings, and college finance.

  • For Homeowners
    Making Home Affordable is an official program of the Departments of Treasury and Housing and Urban Development to help homeowners avoid foreclosure.
    • Explore Eligibility
      Answer questions to see if your clients may be eligible for governmental programs to make their homes more affordable.
    • Payment Reduction Estimator
      This resource determines current mortgage debt-to-income and potential monthly payment reduction if your client qualifies for a modification.

  • For Investors

Banking & Prepaid Debit Card Tools

  • Find a Better Bank
    An easy-to-use survey tool that helps consumers find the best banks and switch.

  • Compare Popular PrePaid Debit cards
    A tool maintained by AssetPlatform.

  • NerdWallet 
    NerdWallet has compiled an online tool to help consumers compare more than 50 available options. The tool allows the consumer to enter exactly what they are looking for in a card, and then ranks potential options, along with estimated annual costs. This is a good tool to compare the high prices of prepaid cards to checking accounts, but is not a comprehensive survey of all cards and accounts that exist.

Budgeting / Money Management Tools

  • NYC DCA/OFEOFE’s Budget Worksheet
    Developed for NYC Financial Empowerment Center counselors, OFE’s detailed budget worksheet is available for use with your clients. 

  • Budget Builder
    A free resource maintained by The Beehive. No confidential information is required.

  • Feed the Pig
    A free online resource with tools, tips, and more. Feed the Pig is a national campaign sponsored by the American Institute of Certified Public Accountants (AICPA) and The Advertising Council.

Credit Tools

Compare Credit Card Agreements

Data Collection Tools

Debt Tools

Loan Tools

  • FAFSA4caster 
    Maintained by the U.S. Department of Education, this online tool helps consumers understand their options for paying for college. The FAFSA4caster estimates visitors’ eligibility for federal student aid.

Tax Tools

  • EITC Assistant 
    Tool maintained by the IRS to help determine eligibility for the Earned Income Tax Credit (EITC).


Tip Sheets/Fast Facts
Strategic Legal Referrals

  • Money Smart
    A free financial education curriculum designed by the Federal Deposit Insurance Corporation to help low- and moderate-income individuals outside the financial mainstream enhance their financial skills and create positive banking relationships.
    Learn more about Money Smart
    Money Smart for Adults - Instructor-led curriculum with 11 modules (on CD)
    Money Smart Computer-Based Instruction - 10 modules for users age 13 and over  
  • Community and Family Economics Curriculum
    Developed by the Literacy Assistance Center for adult literacy teachers, tutors, and volunteers to assist their students in developing the skills and knowledge needed to make informed decisions on a broad range of financial, consumer, and economic issues. Download Lesson Plans in Microsoft Word.  
  • Wi$eUp
    A financial education program developed by the U.S. Department of Labor Women’s Bureau for Generation X and Y women. The online course has eight components and is free upon registration.


  • Money Smart for Young Adults
    A free financial education curriculum designed by the Federal Deposit Insurance Corporation. Curriculum includes eight instructor-led modules (on CD).  
  • National Financial Capability Challenge Educator Toolkit
    Created by the Treasury Department, the Educator Toolkit has free lesson plans for high-school aged youth about earning, spending, saving, borrowing, and protecting against risk. 
    Developed by the Council for Economic Education, EconEdLink is a free source of classroom-tested, Internet-based economic and personal finance lesson materials for K-12 teachers and their students. 
  • NEFE High School Financial Planning Program
    Created by the National Endowment for Financial Education, this seven-unit Student Guide and Instructor’s Manual can help you teach personal finance in your classes or youth programs. 
  • Financial Education Network Providerw!se Financial Literacy Certification Program
    The program provides high school students with access to financial education and the opportunity to become certified financially literate. Teachers have access to training, educational resources, pre-tests, and online practice tests.

This icon represents materials produced by OFE and/or other New York City government agencies.
This icon represents materials produced by a member of OFE's Financial Education Network (FEN).
This icon indicates that the resource has a fee.







Created by the Department of Consumer Affairs Office of Financial Empowerment, Resources for Providers is an extensive reference tool for financial education professionals. DCA seeks to keep educational materials, referral information, and links up-to-date, accurate, and in accordance with current policy and financial industry practice, but we cannot guarantee the accuracy of the information. Links to external Web sites are for informational purposes only. DCA does not endorse any organization or person, nor any products or services marketed on external Web sites.