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How to Tell if You’re a Victim of Identity Theft


All too often a person's identity has been stolen long before they learn they are a victim of identity theft.


Below are four signs that you may be a victim of identity theft.




  • New accounts appear on your credit report
    Most identity thieves will try to open new accounts, such as a credit card, in your name. When this happens, your credit report reflects that a new "account" was opened. Check your credit report on a regular basis so that you can see if there are any unrecognizable accounts that were opened in your name. You are entitled to one free credit report each year from www.annualcreditreport.com

  • There are unexplained withdrawals and charges on your statements.
    Identity thieves can tap into your current accounts by taking money from your bank account or making a purchase with your credit card. Read through your statements carefully and call your bank or credit card company if there are questionable withdrawals or purchases.

  • You haven't received your bills, statements or other important mail in a long time.
    Identity thieves sometimes call your bank, credit card company or lender to change your mailing address. This allows them to run up charges without you noticing for a while since you are not receiving statements in the mail.

  • You've received calls from debt collection agencies about products or services you didn't buy.
    Thieves can use your personal information to apply for loans or a credit card in your name. This usually leads to unpaid bills that a debt collection agency will try to collect from you. Find out what you need to do when you receive a debt collection notice

 My identity has been stolen. What should I do? Follow these four steps immediately

 My identity has not been stolen but I want to protect myself. Get quick tips to
    keep your identity safe