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How to Tell if You’re a Victim of Identity Theft

All too often a person's identity has been stolen long before they learn they are a victim of identity theft.

Below are four signs that you may be a victim of identity theft.

  • New accounts appear on your credit report
    Most identity thieves will try to open new accounts, such as a credit card, in your name. When this happens, your credit report reflects that a new "account" was opened. Check your credit report on a regular basis so that you can see if there are any unrecognizable accounts that were opened in your name. You are entitled to one free credit report each year from

  • There are unexplained withdrawals and charges on your statements.
    Identity thieves can tap into your current accounts by taking money from your bank account or making a purchase with your credit card. Read through your statements carefully and call your bank or credit card company if there are questionable withdrawals or purchases.

  • You haven't received your bills, statements or other important mail in a long time.
    Identity thieves sometimes call your bank, credit card company or lender to change your mailing address. This allows them to run up charges without you noticing for a while since you are not receiving statements in the mail.

  • You've received calls from debt collection agencies about products or services you didn't buy.
    Thieves can use your personal information to apply for loans or a credit card in your name. This usually leads to unpaid bills that a debt collection agency will try to collect from you. Find out what you need to do when you receive a debt collection notice

 My identity has been stolen. What should I do? Follow these four steps immediately

 My identity has not been stolen but I want to protect myself. Get quick tips to
    keep your identity safe