||HOW TO PREVENT
Phishing is a scam in which Internet scammers send you e-mail or pop-up
messages claiming to be an authorized agent to get personal information
Example e-mail that may get you to send information:
During our system update of accounts, we couldn't verify your
information. Please click on the link below to update and verify your
- Legitimate companies don't ask for personal or
financial information via e-mail, so don't click on any links.
- Don't call phone numbers that you can't verify. If
you receive an e-mail and are concerned about your account:
- Go to the company's Web site to find a customer
service phone number that you know to be real, OR
- If the e-mail claims to be your credit card
company, turn to the back of your credit card and call that number to
- Be careful when downloading or opening any
attachments as they can contain viruses or other programs to weaken your
|Foreign E-mail Scam
||Scam artists claim to be government agents, business
officials or family members of rich big shots in a foreign country whose
money is somehow tied up. They ask for your help to transfer a lot of
money into your bank account. However, before they send any money, they
ask you to pay for fees to help with the "transfer" and personal
information about your bank account. In the end, you lose not only money
but possibly even your identity.
- If you receive an e-mail from someone claiming to
need your help getting money out of a foreign country, DON'T respond.
- Do not respond to bulk-e-mails. Many of these
e-mail scams are sent to a long list of people in hopes of getting some
to respond. Remember: If they don't know you, why should you trust them
with your personal information?
- Forward e-mail scams to the Federal Trade
Commission (FTC) at firstname.lastname@example.org
||These scams feature flashy advertisements that offer you a
large income for working in the comfort of your own home. However, many
may ask you to pay a small "sign up" cost. Then, when the "work" comes,
which usually involves envelope stuffing, you have to pay hidden costs to
advertise, make photocopies, buy supplies or software to do the job. In
the end, you're likely to find that you won't get paid because they'll say
your work was not up to their "quality standards."
- Legitimate work-at-home businesses should tell you
in writing exactly what is involved and how you will be paid.
- If all they say is "fast cash for minimal work,"
ignore the e-mail/advertisement. If you're looking for a job, try using
NYC Small Business Services' Workforce1 Program, which helps individuals
find and prepare for a job. From personalized career counseling to
assistance in creating resumes, Workforce1 Career Centers can help you
get the job you want. Learn more
|Debt Rescue Scams
||Many companies send offers promising to help you solve all
of your debt problems quickly for a low fee. Unfortunately, if an offer
seems too good to be true, it usually is. The companies are typically scam
|Credit Repair Scams
||There are many companies that claim they can get you a high
credit score or repair your credit report quickly for a fee.
Unfortunately, many of these companies are scam artists trying to steal