Offering Free Financial Counseling and Coaching
Managing your money can be overwhelming. The City’s free Financial Empowerment Centers can help you take control. One-on-one financial counseling is provided for free by professional counselors in person or by phone in English and Spanish. You can schedule an appointment at a borough’s main Financial Empowerment Center location or a mobile Center location. Call today!
Financial Empowerment Centers can help when:
• You are having trouble managing your budget or paying down debt.
• You are getting calls or letters from a debt collector and don’t know how to respond.
• You are contemplating a debt consolidation loan or debt settlement but are unsure if this is the right step.
• You are stuck in an agreement with a credit repair agency and don’t know how to get out.
• You want to find the government benefits for which you are eligible.
• Your identity has been stolen or you have been the victim of a financial scam.
• You need help opening a bank account or saving money.
Financial Empowerment Centers are offered by Mayor Michael R. Bloomberg and the City of New York in partnership with Bedford-Stuyvesant Restoration Corporation, Credit Where Credit Is Due, The Financial Clinic, and Phipps Community Development Corporation, with generous support from Capital One, Citi, H&R Block, Jackson Hewitt, and the Mayor’s Fund to Advance New York City.
Financial Empowerment Center Locations



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New York City Financial Empowerment Center in Manhattan
76 Wadsworth Avenue (between 176th and 177th streets)
New York, NY 10033
Click here for map
to 175th Street
Telephone: (212) 822-8315 and (212) 453-5365
Site Hours: Monday-Thursday, 9am-4pm; Friday, 9am-12pm

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New York City Financial Empowerment Center in Manhattan
At Seedco's Upper Manhattan One-Stop Career Center
*Mobile Location*
215 West 125th Street, 6th Floor
New York, NY 10027
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to 125th Street
Telephone: (646) 264-1365
Site Hours: Monday and Wednesday, 9am-3pm
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New York City Financial Empowerment Center in Manhattan
At Midtown Community Court (MCC)
*Mobile Location*
314 West 54th Street (between 8th and 9th avenues)
New York, NY 10019
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to 50th Street
Telephone: (646) 264-1365
Site Hours: Tuesday, 9am-4pm; Friday, 9am-1pm
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New York City Financial Empowerment Center in Manhattan
At Lower East Side People's Federal Credit Union (LESPFCU)
*Mobile Location*
37 Avenue B (corner of East 3rd Street)
New York, NY 10009
Click here for map
to Essex Street
Telephone: (646) 264-1365
Site Hours: Thursday, 9am-4pm
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Additional Information
Learn more about City initiatives to help New Yorkers face current economic challenges
Search the Financial Education Network Directory for free or low-cost help in your neighborhood
Attention: Community Partners
DCA’s Office of Financial Empowerment (OFE) is eager to partner with community-based organizations to share ideas about how the City’s Financial Empowerment Centers can best assist the clients you serve.
Contact OFE for more information or to schedule an on-site presentation for your organization
Order Financial Empowerment Center materials