AN INTRODUCTION TO LOANS A loan is
money you borrow for a specific reason and agree to repay at a later date
(usually with interest). Most people will take out one or more forms of
loans in their lifetime, so learn about loans now to become a savvy
borrower.Words to know when it comes to loansHow to read the fine print in loan agreements Top five loans to avoid Get quick tips about: auto loans , student
loans , credit cards , mortgages , payday loans , and refund anticipation loans Improve your
credit score to get better rates on loansPAY OFF YOUR LOANS Getting a loan may be easy,
but what about repaying it? If you're struggling with debt, don't
panic. Learn ways to reduce your debt or seek a credit counselor's help to
manage your debt.Five tips to
reduce your debt Three signs
you need a credit counselor File a
complaint against a debt collectorWHAT
YOU NEED TO KNOW ABOUT CREDIT CARDS Making purchases with a credit
card is easy now that so many businesses accept credit card payments.
However, it is money that you must repay. Learn how to use your credit
card wisely to avoid debt problems.
Common credit card terms How to read
a credit card statement How to use
your credit card wisely Improve your
credit score to get lower rates on your credit cardProtect your identity against credit
card fraud