In addition to protecting your employees, it is important to safeguard your company's physical assets. Keep a maintenance schedule, as well as a manufacturer and service contact for each piece of equipment. Raise sensitive equipment and inventory four to six inches off the ground to prevent damage from minor flooding. Establish a routine for backing up and protecting computer data from viruses and external threats.

Insurance is a non-negotiable cost of doing business. Inadequate coverage can lead to major financial loss if your business is damaged, destroyed, or interrupted for an extended period of time. Insurance policies vary so check with your agent or provider about physical losses, flood coverage, and business interruption.

Learn about various types of insurance from the Insurance Information Institute
Visit the New York State Department of Financial Services
Register assets with New York City to maximize response resources during an emergency

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