New York City Police Pension Fund

Tier 3 - Credited Service

Participation in the New York City Police Pension Fund (the Fund) is mandatory for uniformed employees hired on or after July 1, 2009. A member will not receive retirement credit for any day not on the payroll, e.g., suspended without pay or on a child care leave. Military service with the federal government may be credited pursuant to New York State Military Law §243, the Uniformed Services Employment and Reemployment Rights Act (USERRA), and RSSL §1000.

Prior Service Credit

A member is eligible to obtain service credit for any New York State Police and Fire time, or service with the New York City Fire Department. This credited service may count toward the requirements for vesting and retirement.

Transfer to New York City Police Pension Fund

A member may transfer to the Fund from another public retirement system. Each member may transfer service under different circumstances, such as from the New York State Police or from New York City Corrections Department. Before deciding whether to transfer service from another pension system, members should contact Membership Services at (212) 693-5850 for further information.

Purchase of Prior Service

Chapter 646 of the Laws of 1999 amends RSSL § 645, which allows for the purchase of prior service in another retirement system even though that membership has ceased. Chapter 646 may allow for a Tier change or Tier reinstatement. A member who may be eligible to purchase under this provision should contact Membership Services at (212) 693-5850 for further information.

Chapter 548 of the Laws of 2000 adds RSSL Article 20 and provides service credit to members of public retirement systems for military service rendered during periods of military conflict. Any member who may be eligible for this type of buyback should contact Membership Services at (212) 693-5850 for further information.

Chapter 552 of the Laws of 2000 allows members to purchase any prior service rendered before becoming a member of the Fund, or any other NYS or NYC retirement system, but there may not be any advantage to doing so.  Members should contact Membership Services for further information regarding Chapter 552 buybacks.

Retroactive Military Seniority 

Retroactive Military Seniority (RMS) is awarded to a member after being appointed to the NYPD from a special list, retroactive to the date the member would have been appointed had the member not been serving in the military.  Members who receive RMS from the Department of Citywide Administrative Services (DCAS) receive pension credit retroactive to the date awarded by DCAS.

Upon receipt of a letter from DCAS stating the member has RMS, the member is immediately entitled to the same rights, privileges and obligations as if he had served continuously in such position from the date of his appointment. A member’s membership date will be adjusted to reflect the RMS Date (RMSD) found in the letter from DCAS; the member’s tier and contribution rate are also adjusted accordingly.  Members with RMS must, however, make pension contributions that were missed during the period between the RMSD and appointment to the NYPD. Contributions must be completed within the repayment period prescribed by law; the maximum repayment period is the time from the RMSD to the NYPD appointment multiplied by 3, up to a maximum of 5 years.  Once contributions are completed within the repayment period, the Pension Fund is required to credit the member’s contribution account with the interest that would have credited during this period.

Members may pay for this time in a lump sum payment or enroll in bi-weekly payroll deductions. Please note Tier 3 members may not retire with a shortage; accordingly, RMS payments must be completed prior to retirement. Additionally, payments must be completed by the end of the repayment period, which is calculated as the number of years from the RMS date to the NYPD appointment date multiplied by 3, up to a maximum of 5 years.

Please note a member cannot receive RMS and credit for the same military service through a buyback. Members who have already completed a military buyback for time covering the RMS period, will receive a refund for the buyback or the Fund will credit the money toward the RMS payment.

Inquiries regarding eligibility for RMS pension credit should be submitted in writing to the Police Pension Fund, attention Membership Services, 233 Broadway, 19th Floor, New York, New York 10279. General questions may be directed to the Membership Services division at (212) 693-6860.