Retroactive Military Seniority (RMS)
Retroactive Military Seniority (RMS) is awarded to a member after being appointed to the NYPD from a special list, retroactive to the date the member would have been appointed had the member not been serving in the military. Members who receive RMS from the Department of Citywide Administrative Services (DCAS) receive pension credit retroactive to the date awarded by DCAS. Upon receipt of a letter from DCAS stating the member has RMS, the member is immediately entitled to the same rights, privileges and obligations as if he had served continuously in such position from the date of his appointment. A member’s membership date will be adjusted to reflect the RMS Date (RMSD) found in the letter from DCAS; the member’s tier and contribution rate are also adjusted accordingly. Members with RMS must, however, make pension contributions that were missed during the period between the RMSD and appointment to the NYPD. Contributions must be completed within the repayment period prescribed by law; the maximum repayment period is the time from the RMSD to the NYPD appointment multiplied by 3, up to a maximum of 5 years. Once contributions are completed within the repayment period, the Pension Fund is required to credit the member’s contribution account with the interest that would have credited during this period.
Members must make a lump sum payment or enroll in bi-weekly payroll deductions. Payments must be completed by the end of the repayment period. Tier 2 members may elect to not make their contributions, forgoing the interest the Fund would have paid, and creating a shortage in their contribution account; retirement allowances are offset by the actuarial equivalent of the shortage. Tier 3 members, by statute, may not retire with a shortage; accordingly, contributions must be paid in their entirety within the repayment period.
Please note a member cannot receive RMS and credit for the same military service through a buyback. Members who have already completed a military buyback for time covering the RMS period, will receive a refund for the buyback or the Fund will credit the money toward the RMS payment.
The Fund is currently working to ensure all members with RMS receive the requisite pension credit. Inquiries regarding eligibility for RMS pension credit should be submitted in writing to the Police Pension Fund, attention Membership Services, 233 Broadway, 19th Floor, New York, New York 10279. General questions may be directed to the Membership Services division at (212) 693-6860.