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NYC Department of Housing Preservation & Development
Residential Building Owners

Neighborhood Housing Services (NHS) Program
HPD provides loan assistance to homeowners through a partnership with Neighborhood Housing Services of New York City (NHS). This program provides direct, low-interest home improvement loans to owners of one-to four-family homes in the five boroughs.

Types of Loans:

  • Emergency Repair Loans: loans up to $10,000 to correct health and safety-related emergency situations such as roof leaks, water main breaks or heating system repairs of the subject building in the five boroughs.

  • Revolving Loan Fund (RLF) Core Loans: loans for large repairs and renovation of the subject building in selected neighborhoods.

  • HIP Options Loans: loans made to homeowners who have been turned down for a city-sponsored Home Improvement Program loan due to their insufficient income or credit history.

Homeowners should call NHS at (212) 519-2500 for information.

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