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NYC Department of Housing Preservation & Development
Residential Building Owners

Home Improvement Program (HIP)
The Home Improvement Program (HIP) was developed in cooperation with private banks and credit unions to provide loans to help small homeowners improve their properties. HIP loans of up to $30,000 are made to owner/occupants of one- to four-family homes located throughout the City. The City provides a grant which reduces the bank's interest rate to 2.5% or 5%, depending on the borrower's income.

To download a .PDF version of the HIP Loan Application, visit the Forms for Building Owners page.

PHONE NUMBER: (212) 863-6429

Click here to learn about other building rehabilitation loans.



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