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NYC Department of Housing Preservation & Development
Developers

Financing Tools
New Construction Finance Programs

Housing Development Corporation (HDC) Loans: HPD works with HDC, a mortgage lender for affordable, multi-family housing. HDC structures low-cost mortgage loans for many different types of affordable housing for people across the economic spectrum. Click here for information about all of HDC's loan programs for developers.

Low Income Program: Funds the new construction of multi-family rental projects affordable to households earning up to 60% of Area Median Income.  Projects may include a tier of units affordable to households between 61%-90% AMI.

Mixed Income Program: Funds the new construction of multi-family rental projects affordable to households earning up to 130% of Area Median Income.  



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