HPD - Homebuyers - Programa CasaPrimero: Asistencia para el Pago Inicial o los Costos de Cierre

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Asistencia para el Pago Inicial o los Costos de Cierre
Muchas personas en Nueva York quieren comprar una vivienda pero no tienen suficiente dinero ahorrado para el pago inicial y los costos de cierre. Como parte del plan de vivienda del Alcalde Michael R. Bloomberg, el Departamento de Preservación y Desarrollo de la Vivienda (HPD, por sus siglas en inglés) creó un programa que ofrece a las personas que quieren comprar una vivienda y cumplen con los requisitos del programa hasta el 6% del costo de la vivienda.

Para participar en el programa, las personas deben:

Estar comprando una vivienda por primera vez;
Completar un curso de educación para compradores de casa ofrecido por una de las agencias aprobadas por HPD;
Tener sus propios ahorros para contribuir al pago inicial o los costos de cierre;
Tener ingresos dentro de los límites establecidos por HPD (por ejemplo, $61,450 es el ingreso máximo que puede tener una familia de cuatro personas. El ingreso máximo anual varía dependiendo del número de personas la familia).
Comprar una casa de 1 a 4 familias, un condominio, o cooperativa en uno de los cinco condados de la ciudad de Nueva York
y vivir en la vivienda por lo menos por 10 años.

Para tomar el primer paso, contacte a una de las siguientes agencias aprobadas por HPD (algunas de estas agencias ofrecen cursos en Español):

Bronx
NHS of the North Bronx 1178 East Gun Hill Road Bronx, NY 10469 Tel: (718) 881-1180 Languages: English and Spanish	NHS of the South Bronx Concourse Plaza 200 East 161st Street Bronx, NY 10451 Tel: (718) 992-5979 Languages: English and Spanish
Brooklyn
Brooklyn Cooperative Federal Credit Union 1474 Myrtle Avenue Brooklyn, NY 11237 (718) 418-8232 x209 Languages: English and Spanish	Cypress Hills Local Development Corporation 3214 Fulton Street Brooklyn, NY 11208 Tel: (718) 647-8100 Languages: English and Spanish
NHS of Bedford Stuyvesant 1012 Gates Avenue Brooklyn, NY 11221 Tel: (718) 919-2100 Languages: English and Spanish	NHS of East Flatbush 2806 Church Ave Brooklyn, NY 11226 Tel: (718) 469-4679 Languages: English
Neighbors Helping Neighbors 443 39th Street, Suite 202 Brooklyn, NY 11232 Tel: (718) 686-7946 Languages: English and Spanish	Pratt Area Community Council 1224 Bedford Avenue Brooklyn, NY 11216 Tel: (718) 783-3549 x10 Languages: English
Manhattan
Abyssinian Development Corporation 4 West 125th Street New York, NY 10027 Tel: (212) 368-4471 Languages: English and Spanish
Asian Americans For Equality 111 Division Street New York, NY 10002 Tel: (347) 964-2288 Languages: Mandarin, Cantonese, Korean
Harlem Congregations for Community Improvement 2854 Frederick Douglass Blvd New York, NY 10039 Tel: 212) 281-4887 x31 Languages: English
Housing Partnership Development Corporation 450 Seventh Avenue, Suite 2401 New York, NY 10123 Tel: (646) 217-3392 Language: English
NHS of NYC Homeownership Center 306 West 37 Street 12th Floor New York, NY, 10018 Tel: (718) 732-8100 Languages: English and Spanish
Queens
Asian Americans For Equality 133-04 39th Avenue Flushing, NY 11354 Tel: (347) 438-0062 Languages: Mandarin, Cantonese, Korean
Margert Community Corp. 325 Beach 37^th Street Far Rockaway, NY 11691 Tel: (718) 471-3724 Languages: English and Spanish
NHS of Jamaica 89-70 162nd Street Jamaica, NY 11432 Tel: (718) 291-7400 x13 Languages: English
NHS of Northern Queens 60-20 Woodside Avenue 2nd Floor Woodside, NY 11377 Tel: (718) 457-1017 Languages: English and Spanish
Staten Island
NHS of Staten Island West Brighton 1205 Castleton Avenue Staten Island, NY 10310 Tel: (718) 442-8080 Languages: English and Spanish	Northfield Community Local Development Corporation 160 Heberton Avenue Staten Island, NY 10302 (718) 442-7351 Languages: English

Límites de ingreso

Los participantes en el programa deben estar dentro de los siguientes límites de ingreso para ser elegibles.

Tamaño de la familia	Ingreso máximo
1 persona	$43,000
2 personas	$49,150
3 personas	$55,300
4 personas	$61,450
5 personas	$66,350
6 personas	$71,250
7 personas	$76,200
8 personas	$81,100

Efectivo Febrero 13, 2008