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Insurance Available in NY State of    Health

NY State of Health, the State’s Official Health Plan Marketplace, was established to meet the terms and requirements of the federal health care law.  It offers coverage options to small businesses and individuals who are under 65, live in NY State, and are uninsured or cannot get health coverage through an employer.

Individuals & Families

Open enrollment for most individuals to enroll in private coverage ended March 31, 2014. Some residents, who were not able to enroll through no fault of their own, have been granted an extension until April 15, 2014 to complete their applications for coverage starting May 1, 2014. If you are uninsured or losing coverage, however, you should apply for coverage even if it is outside of open enrollment. 

Individuals eligible for public health insurance programs like Medicaid and Child Health Plus can enroll in these programs year round.  Individuals who are not eligible for public health insurance and who did not enroll in private coverage by the March 31st deadline will have to wait until the next open enrollment period to enroll, unless they experience a qualifying event that would make them eligible for a special enrollment period.  

Small businesses

The NY State of Health allows small business employers to purchase coverage for their employees year round through its small business marketplace. Employers can compare different coverage and contribution levels to see which options fit their financial needs.  The small business marketplace also offers small business tax credits that provide an opportunity for eligible employers to off-set the cost of healthcare for their employees. 

Click here to learn more about how the marketplace helps individuals including:
  • Who can use the NY State of Health?
  • What is a health insurance marketplace?
  • What can you expect when you use the NY State of Health?
  • What does the NY State of Health offer?
  • As well as other frequently asked questions

Click here to learn more about how the marketplace helps small business employers including:
  • Who can use the small business marketplace?
  • Who can claim the small business health care tax credit?
  • What are the benefits of insuring your employees through the NY State of Health?




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