FDNY HEALTH BENEFITS FREQUENTLY ASKED QUESTIONS
How do I make changes to my basic health insurance?
How do I make changes to dental or optical
insurance?
Why is there a deduction for health benefits
from my pension check?
Can I switch plans?
Who handles prescription charges?
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How do I make changes to my basic health
insurance?
Answer: Any changes (e.g. change of address,
adding a dependant) must be made by you in writing. You need
to fill out a health benefits form, sometimes known as an
'ERB,' (Employee/Retiree benefit form). To obtain one of these
forms, please call any of our health benefits staff at the
numbers listed above.
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How do I make changes to dental or optical
insurance?
Answer: Dental and optical insurance is handled by
your union. To make any changes (e.g. change of address, adding
a dependant) please contact either the UFA Security Benefit
Fund at (212) 683-4723 or the UFOA Family Protection Plan
at (212) 293-9300.
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Why is there a deduction for health benefits
from my pension check?
Answer: Many of the HMOs have a basic plan charge.
Your loved one probably paid this deduction directly from
his pay check, which is standard practice for city employees.
This charge has now been transferred and is deducted directly
from your pension check. If you have any additional 'riders'
added on to your plan, these will also be deducted from your
pension check.
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Can I switch plans?
Answer: Yes, but only during the transfer period which
is October of every year. You also have the option to change
plans if you are moving, and you move out of your carrier's
coverage area.
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Who handles prescription charges?
Answer: These are covered by the UFA Security Benefit
Fund and the UFOA Family Protection Plan. If you find that
you are exceeding your allocated prescription charges, you
may want to consider adding a prescription drug rider to your
health plan. Please speak with one of our health benefits
staff about this option.
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