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NYC Direct Deposit

The NYC Direct Deposit program provides free checking accounts to City residents who directly deposit their pay. Features include:
• No monthly fees
• No overdraft option for debit card purchases or ATM withdrawals
• No minimum balance requirements
• Free online banking and bill pay
• Free in-network ATM withdrawals

To sign up, you must:
• Open the account at a participating financial institution.
• Enroll in direct deposit. Ask your employer’s Human Resources Department how.

 

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